HOME OWNERS

BASIC LOANS

  • The Woodland Plus Sub-Prime
  • Easier Qualifying Home Loans
  • Loans Up To 30 Years
  • 1st, 2nd and 3rd Loans
  • Great Flexibility
  • Avoid Balloon Payments
  • 1st Loans from $30,000 or More
  • 2nd & 3rd Loans from $20,000 or More

PROPERTY TYPES

SPECIALTY LOANS

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REALTORS

Your Client’s Easier Qualifying Sub-Prime Loans

  • Low credit scores OK
  • No or Easier qualification requirements
  • 1st, 2nd & 3rd mortgage loans
  • Loans of $30,000 to $1,000,000 or more
  • Why chance a balloon payment?
  • Up to 30-year Loans
  • Owner occupied or investment
  • Equity based lending*

* Many loans

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LOAN AGENTS

When the bank won’t help your borrower – We usually can!

  • Bad Credit – OK!
  • Bankruptcy – OK!
  • Not enough income – OK*
  • Foreclosure – OK
  • Trusts, Estates, LLCs – all OK!
  • Problem properties – OK!
  • Rehab or Construction – OK
  • Owner occupied Home loans or investment
  • Equity based lending**

* with compensating factors
** Many loans

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home title

HOME OWNERS

The Woodland Plus

  • Our most popular financing. It features easier qualifying – Sometimes called a Sub-Prime Loan, The Woodland Plus Loan is up to a 30 year, fully amortized loan, fixed for usually the first 5 years and adjustable thereafter – USUALLY WITH NO BALLOON PAYMENT!  A history of short sales, bankruptcy, poor credit scores or if you have foreign citizenship is usually OK.

Woodland Plus Loan

Woodland Plus Loan

BASIC LOANS

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home title

Your Client’s Easier Qualifying Loan

  • It’s sometimes called a Sub-Prime loan
  • Low credit scores OK
  • No or Easier qualification requirements
  • 1st, 2nd & 3rd mortgage loans
  • 1st Loans of $30,000 to $1,000,000 or more
  • 2nd & 3rd Loans of $20,000 or more
  • Why chance a balloon payment?
  • Up to 30-year Loans
  • Owner occupied or investment
  • Great flexibility
  • Primarily equity‐based lending:*

* Many loans

notepad-Realtors
home title
  • Woodland Plus – Our most popular Financing – Sometimes called Sub-Prime. It features easy qualifying – the Woodland Plus is up to a 30 year, fully amortized loan with a fixed rate for the first 5 years and adjustable thereafter – This loan has a NO BALLOON PAYMENT OPTION!

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    BASIC LOAN

  • You can also choose – a fixed  rate, fully amortized loan for varying periods.
  • Short term Loan – Are you sure you want to risk a short term balloon payment?  If you’re willing, we can often customize a loan  that suits your needs.
  • Staged-Funding – This is a loan where the Deed of Trust is recorded for one amount. However, you may wish to borrow much less initially. This saves you interest and makes it possible to borrow more later if and when funds are actually needed.
  • Construction Loans – Fund control is usually required.  The loan can often be based on the as-completed value of the property.
  • Rehab or Flip Loans – These are loans made to investors who buy properties, usually below market, rehabilitate them and immediately resell them.  These loans are typically shorter term and at a higher loan-to-value ratio than normal loans
  • Loans on Commercial, Manufacturing, Apartments and many other property types.

(more…)

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